Motorcycle insurance helps protect your ride on the open road.

Motorcycle Insurance - Motorcycle Driver Riding Along a Scenic Highway at Dusk With Mountains in the Distance

Home » Personal Insurance » Motorcycle Insurance

No matter where your journey takes you—hit the road with the peace of mind of motorcycle insurance.

Motorcycle insurance helps bring you peace of mind.

Like auto insurance, motorcycle insurance policies are made up of several components, some of which are legally required while others are optional, but a smart buy. You put a lot into your ride, make sure you safeguard your investment. Your motorcycle insurance policy may offer coverage for liability, damages, motorcycle accidents, and theft.

Legally required insurance coverage for motorcycles.

The absolute minimum coverage you’ll need when it comes to motorcycle insurance is liability insurance, which may cover the costs you have to pay to other people after an accident that’s your fault–including their medical bills and repairing or replacing their vehicle. Your local laws will set a minimum amount of coverage for liability insurance, but you may want the peace of mind of getting a higher coverage limit.

  Does your motorcycle policy cover other riders?

If you only have the minimum amount of coverage, other riders may not be covered under your policy. However, you may be able to select coverage options to extend coverage to other riders.

  Is your motorcycle covered from theft?

Your motorcycle insurance policy may include coverage for theft, whether it’s at home or elsewhere. It may also extend coverage for the theft of personal belongings.

  What is uninsured/underinsured motorist coverage?

If an uninsured or underinsured motorist causes an auto accident when you are on your bike, uninsured/underinsured motorist coverage may compensate you for bodily injuries and lost wages.

What do collision and comprehensive coverage offer?

Motorcycle collision coverage may payout to repair or replace your bike after a crash, even if it’s deemed your fault. Meanwhile, comprehensive coverage adds in coverage for your bike being stolen, vandalized, or damaged by fire.

Optional coverages are designed to protect your ride.

Other optional extras worth considering include specific coverage for custom motorcycle parts such as GPS or trailers that you’ve added to your bike and aren’t necessarily included in your standard policy. You can also get coverage that pays your costs if you’re involved in a collision with an uninsured driver or rider. Finally, don’t forget roadside assistance, which will get you to a repair facility if your bike has a mechanical breakdown or you suffer a flat tire.

Are you ready to protect your ride with motorcycle insurance? Contact us, we’ll lead the way to help you find coverage.

Find Your Coverage

We're here to help you explore your coverage options.

Request Quote

Contact Merchant Family Agency

Our Orlando, FL Office

9462 Narcoossee Road
Orlando, FL 32827

 407-693-0801
Email Us
 407-693-0802 fax

Let's Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Motorcycle Insurance Quote Request

Name
Please do not include sensitive, private information in this area.
This field is for validation purposes and should be left unchanged.

Don’t like forms? Contact us at 407-693-0801 or hello@merchantfamilyagency.com.