The feel of the open road is next to nothing for those cruising on a motorcycle. The air flowing past and the wheels on the pavement can feel like the ultimate freedom. Unfortunately, this freedom comes with consequences. Being prepared for those consequences can mean the difference between staying safe, and being greatly affected. Passionate motorcycle riders can protect themselves with a motorcycle insurance policy out there on the road.
Coverage From A Motorcycle Insurance Policy
A motorcycle insurance policy grants a layer of protection to riders out on the road. Policies tend to hold various general portions across plans, and aim to give peace of mind to policyholders. These policies will provide financial protection in the event of a crash, theft, damage or loss. Take a look at the different areas a policy covers, and how it can help to cover the needs for you.
The liability portion of a motorcycle insurance policy includes coverage for bodily injury and property damage. If a rider is involved in a motorcycle accident, and is the party that is at fault, this policy will help to cover medical fees, repair costs and any legal fees associated with the accident.
The liability portion of a motorcycle insurance policy covers the other driver’s expenses in the aftermath of a collision, and collision coverage covers the expenses of the policyholder. Collision coverage will help you to cover the repair costs for your bike, as well as any helmet or riding clothing that was damaged in the accident.
While most accidents do involve other drivers, there are certain occurrences that don’t involve collisions. If you’re subject to a non-collision accident, this can mean theft, vandalism or damage to your bike. Comprehensive coverage will assist the policyholder in paying for the damages, and can even replace the overall cost of the motorcycle.
Uninsured/Underinsured Motorists Coverage
In the event of a collision with a motorist who has little to no insurance coverage, pursuing uninsured/underinsured motorist coverage is of interest. This type of coverage will help to cover medical fees from injury, property damage and even financials from lost wages.
Protect With Merchant Family Agency
Being out on the open road may feel great, but it can feel even better when a motorcyclist is covered with a motorcycle insurance policy. These policies cover the rider in the face of danger, and ensure safety in the aftermath of a collision. There’s no need to place extra worry on your shoulders, when Merchant Family Agency can help to ease that weight.
Our team of efficient insurance agents word towards providing the optimal insurance coverage option for all motorcyclists. Safety is our top priority, and our motorcycle insurance policies directly reflect that. Don’t leave it up to chance, shield yourself with an efficient motorcycle insurance policy.
Request A Quote From Our Specialty Insurance Agents
Safety isn’t classified as an accessory, it’s classified as a necessity. At Merchant Family Agency, our team of insurance agents strive to protect all of our motorcyclists clients. Seek out protection, and enjoy the freedom the road provides. To request a free quote, call us today at 407.707.6418 or request a quote online.